For students who are unable to pay their charges in full at the beginning of the semester, DTS partners with Nelnet Campus Commerce in providing a payment plan of equal, interest-free monthly installments. The payment plan can be used for tuition, fees, and DTS Bookstore purchases. The payment plan allows all students (degree and nondegree) at all campuses to spread educational expenses over 3 months, 4 months, or 5 months.

If your DTS charges (tuition, fees, and books) exceed your Nelnet payment plan amount, any remaining balance must be paid directly to DTS. Note: A financial hold may apply to your account if an outstanding balance exists.

Your payment plan amount will be applied to your DTS student account prior to the payment deadline of the semester and be considered as a payment. The amount of your payment plan will be applied with the description of “Pay Monthly Pmt to Nelnet.”

Nelnet Payment Plan Options

wdt_IDDegree or CoursesPlan OptionsSemester/Term CoveredEnrollment PeriodMaximum Enrollment FeeMaximum Budget AmountPayment Due Dates
1Masters or PhD3-MonthSummerMar-May$45.00$8,0005/15, 6/15, 7/15
2Masters or PhD4-MonthFallMar-Sept$45.00$8,0009/1, 10/1, 11/1, 12/1
3Masters or PhD4-MonthSpringOct-Feb$45.00$8,0002/1, 3/1, 4/1, 5/1
4Masters or PhD5-MonthFallMarch-Sept$45.00$8,0008/1, 9/1, 10/1, 11/1, 12/1
5Masters or PhD5-MonthSpringOct-Feb$45.00$8,0001/1, 2/1, 3/1, 4/1, 5/1
7DMin or DEdMin6-MonthWinterJuly-Sept$45.00$8,00010/1, 11/1, 12/1, 1/1, 2/1, 3/1
8DMin or DEdMin6-MonthSummerJan-Mar$45.00$8,0004/1, 5/1, 6/1, 7/1, 8/1, 9/1

Payment Plan Examples

  • 3 month Example: Your summer bill is $3000, you enroll in a Nelnet payment plan for $3000. Your monthly payments would be $1,000 ($3000/3).
  • 5 month Example: Your fall bill is $5,000, you receive a DTS scholarship for $1,000, and you enroll in a Nelnet payment plan for $4,000. Your monthly payments would be $800 ($4000/5).


You will receive an email from DTS upon acceptance with an invitation to Nelnet. This email will come from Nelnet Campus Commerce and will contain enrollment information.

Forms of Payment Accepted by Nelnet

Your payment is due each month directly to Nelnet. Your payment options are as follows:

Automatic Draft (ACH)

  • No additional fees are assessed.
  • You will need your bank routing number and account number in order to enroll in this method. For most banks, this information is available through your online banking website. If not, you can contact your bank for this information.
  • If your enrollment in a plan is after the first month’s payment is due, you must pay the first month manually and start ACH payments with the second month’s payment.

Automatic Charge to Debit/Credit Card

  • Service fee of 2.99% will apply in addition to the monthly payment
  • Enroll using your debit/credit card information

Delinquent Monthly Payments

  • You will be charged by Nelnet a late fee of $35.00* each month you are late.
  • A hold will be placed on your DTS student account until payments are made current.
  • Note: Nelnet holds are through DTS and are not released on your account automatically. If you bring your Nelnet account current, please email [email protected] and request the hold be released. DTS will verify the necessary information and release the hold if applicable.
  • If you become three months delinquent in payments, you will be terminated from the Nelnet payment plan and the remaining balance will be returned to your DTS Student Account and be due immediately at DTS.
  • Returned Payments – Nelnet charges a $30.00 return check fee.* Return payments include, but are not limited to, payments returned due to insufficient funds or wrong bank account information.

*Fees subject to change. Fees are in addition to your monthly payment.

Adjustments to your Nelnet Payment Plan Amount

Note: Adjustments are not done automatically

  • Nelnet Student Support –please contact [email protected]
  • DTS Student Account Office – Please email [email protected] requesting the adjustment
  • Adjustments Limit – There is no limit on how many adjustments you may do and they can be made throughout the semester.
  • There is no fee charged for making an adjustment to your payment plan
  • Adjustments must be completed by the 15th of each month to be in effect for the following month's payment.
    • Adjustment Example #1: You increase your Nelnet plan on 8/10, your increased payments will start 9/01.
    • Adjustment Example #2: You decrease your Nelnet plan on 8/25, your decreased payments will start 10/01.
  • Direct Loan Recipients – If you received a direct loan disbursement after enrolling in Nelnet, your Nelnet payment plan will be adjusted accordingly or your plan will be paid in full with your direct loan funds prior to any direct loan excess refund being issued to you.